All I can say is Bitcoin tearing it up and Litecoin going bonkers. Glad no one took me seriously, left more coins for me to buy. I expect to retire before 2020 real good. Litecoin was 90 few days ago and right now is 260. Was forecasted to be 300 by end of Feb 2018... other forecaster who has been very accurate calling LTC to hit 2600 in 12mo as a modest price. The real price is 4k'ish we are hearing. So time will tell. Still time dip a toe in the water. In the very least, buy some and when you get good profit, pull out your inital investment and let the profits work for ya. I feel bad people are terrified about cryptos, but cryptos are not going away. "What The Hell Is It?" - 74 Cryptocurrency Questions Answered http://www.zerohedge.com/news/2017-12-19/what-hell-it-74-cryptocurrency-questions-answered