Up til now, all the referral rewards have had LTI as far as I can find. This time, we get 10 year? Yeah, the whole insurance system is unclear, and 10 years is a long time, but the change is just another instance of CIG pulling back on us, the supporters, backers, and people who make the game possible through financial contribution and recruitment. the insurance costs CIG nothing, but it's valuable for us. Why are you changing the standard now?