I think most of us now understand the insurance / warranty system. There is one question left: What level of warranty has a LTI ship? 1, 2 or 3? ... It should be level 3, because it is actually level 3 in the game and the CIG FAQ says its level 3: “…filing an insurance claim on your customized ship will return it to you with all your personal touches and equipment loadouts intact.” Additional question: And if we get our ship with components back which I assume, do we get back our upgraded tier 5 ship with upgraded tier 3 components or "just" the tier 1 version of everything when upgrades are implemented in the game with a LTI ship? Thank you in advance for an answer. Answer from CIG: https://robertsspaceindustries.com/spectrum/community/SC/forum/3/thread/lti-notes-for-star-citizen-1-0