In most MMOs, you start with little to nothing, then go out to make your fortune. If you've only got one of the least expensive starter packs, that's the Star Citizen equivalent. However, with the ability to pledge for ships, players can have anywhere from just one ship to a sizeable fleet of ships. So, for the Roleplayers out there, or just anyone with an interest in making a backstory for their character who owns a number of ships: How would you tell in your character's backstory where and how your character acquired all of the ships in your fleet? What motivation does your character have to not simply liquidate the millions, possibly billions of credits in assets represented by those ships, and retire very comfortably on some nice planet? Obviously our motivation as players is to enjoy playing the game, but we're looking at this from the character's point of view.