In-game vehicles indicated as “concept” are offered as a limited vehicle concept pledge. This means that, although the vehicle is in development, it is not yet ready to use in Star Citizen and will be available as playable content in a later patch. If you pledge towards a vehicle in the concept stage of development, you will receive access to a loaner vehicle for use in Star Citizen until such time as the concept vehicle is included as playable in-game. This loaner vehicle will be a currently playable vehicle of similar approximate size and/or function to the concept vehicle and may vary as appropriate to game mode; we reserve the right to update the selection of loaner ships if more applicable choices become available during development. For more information about loaner ships, please visit the Loaner Ships FAQ and Loaner Ships Matrix. We offer pledge ships to help fund Star Citizen’s development. These ships will be available for in-game credits and/or will be otherwise earnable through play in the final universe. They are not required to start or succeed at the game.